Saving for a rainy day

SaveAs they say, when it rains, it pours.

Usually, when a sentence starts with “We need..” or “I need..”, it’s something that you have to take seriously.  “Need” is a very strong word. The only problem is money doesn’t grow in trees.

Nowadays, saving money is rather difficult. When you are spending more than you earn, you end up with no money at all. If you think you have no control over your expenditures then think again.

Differentiate between a want and a need.

For example, if you will purchase a mobile. Do you want to purchase a smart phone at a higher price or you can buy any phone which can perform your basic mobile needs- call and send SMS?  If you do not need to spend a lot of money on a mobile phone, then don’t.  Same goes with eating out and ordering take-outs. Eating out is great if done occasionally. It is still a lot cheaper and healthier to cook your meals at home. On branded items, do you really need to buy Chanel, Dolce, Prada, Louis Vuitton, Versace?  You can buy non-branded products with the same effect. Note that with these high-end brands, you buy the name not just the product.

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Spend only for what you need. It’s that simple.

 

Those extra pennies and loose cents that you save will be useful when you need it the most.

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Mi primer amor

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“She fell in love when she was a young girl. Her husband knows that her feelings for this boy she never knew will never go away. She still hides his picture in her wallet. He envied the boy. She left her wallet one day in the closet. He cannot help himself and took the photo. He cried after seeing the boy. That boy was all the while the husband of his wife.”

b

Every one has a first love. Who can forget that first glitter in your eyes, that rose blush on your cheeks, and that feeling of warmth and butterflies in your stomach. Love is a wonderful thing. You will never ever forget your first love. In essence, it was not the boy or girl who you couldn’t forget but that amazing feeling that you felt. A great sense of euphoria.

If you still remember that feeling, cherish it and keep the love in your heart alive!

c

The “D” word

Image Depression, dejection, desperation, desolation, discouragement, distress..

There are so many words that defines depression. Depression is a product of rejection. We feel depressed when we do not feel that we are wanted, that we are important or that our opinions matter. Depression feels the same no matter what is the cause- breakups, heartaches, failing grades, losing your job, having no money, falling out of love, betrayal and so on.

Usually, I find that people are more depressed when they have more time to think alone. It’s during this time that one reflects on his life and finds it easier to think about the negative things that is happening.

Also, when someone tries so hard to look so cheerful, deep down there’s a reason behind that smile. It’s one’s way to hide his sadness and emptiness.

Think for a second. Your depression is 90% caused by the people around you. You feel bad when your friends tell you that your dress is ugly or that you are fat. You feel depressed when your loved one does not care about you. You feel sad when you didn’t receive that well deserved salary increase or promotion. You feel upset when your boss tells you to shut up and keep your thoughts to yourself. You feel angry when your parents love your brother more than you.

You are NOT the cause of your depression.

In the end, it all comes down to YOU. Don’t let OTHERS put you DOWN. When you’re on the ground, pull yourself UP.  You are better than the situation that bothers you. Give yourself a break and keep your head up! ACCEPT that LIFE is NOT PERFECT. ImageThings not always happen the way that we want it to.

Life does not get any easier, you just got stronger!

What’s your Collateral?

Loan

An old Indian went to the bank and asked for $500 loan.
The banker pulled out the loan application, “What are you going to do with the money?”
“Make jewelry and take it to city and sell it,” was the response.
“What have you got for collateral?”
“Don’t know collateral.”

“Well that’s something of value that would cover the cost of the loan.  Have you got any vehicles?”
“Yes, 1949 Chevy pickup.”

The banker shook his head, “How about livestock?”
“Yes, I have a horse.”
“How old is it?”
“Don’t know, has no teeth.”

Finally the banker decided to make the $500 loan.

Several weeks later the old man was back in the bank.
He pulled out a roll of bills,

“Here to pay,” he said. He then handed the banker the money to pay his loan off.
“What are you going to do with the rest of that money?”
“Keep in teepee.”

“Why don’t you deposit it in my bank,” he asked.
“Don’t know deposit.”

“You put the money in our bank and we take care of it for you. When you want to use it you can withdraw it.”

The old Indian leaned across the desk, “What you got for collateral?”

Hahaha 🙂

Happy Eid!

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“We’ll check the moon tonight”, a  funny remark by my Muslim friend when I asked when is Eid.

Some things still I don’t even try to understand but as part of living in an Arab country it doesn’t hurt to educate oneself.

Some will be happy, some will be sad. Happy, for the time of fasting is over and a breath of new beginning for all our Muslim brothers. As for us, non-Muslims, we’ll be missing the slow and short working hours of Ramadan.

Before starting our regular working schedules, it’s time to reboot. Pack your bags and go on a holiday. It’s Eid! Or maybe not, like me, I don’t want to join the raging swarm of holiday buzzers going to Dubai or out of the country. I will stay put and find things to do in this quiet suburban place- watch movies, go shopping at the local malls, order take-outs, go fishing or swimming. So much to do and alas, so little time.

Whatever you had planned this Eid, just enjoy and have fun!

Eid Mubarak to all!

Hit that panic button!

panic

Life is a lot more complicated now than it was few years ago. There are more things to be stressed about now than before. You don’t agree then read on.

Things that people say nowadays when they panic:
1. Where’s the @$! remote?!
2. Oh my God, my phone is low batt!
3. No electricity? Noooo!
4. No WiFi? Noooo!
5. No (mobile) signal? Oh nooo!
6. I can’t wash! The washing machine is broken!
7. How do I reheat my food now without the microwave?!
8. My TV is not flat!!
9. My mobile doesn’t have WiFi!
10. I don’t have android!
11. Where’s my tablet?! I need to go to the toilet!
12. Download speed at 128 kbps! Nooo!
13. No Internet connection?! Nooo!
14. I don’t have Apple!
15. No Facebook? Oh nooo!
16. No Twitter? Nooo!
17. No Skype? oh nooo!

Things that people think they can’t live without:

  1. Smart phones (plural not singular)
  2. Tablet PC
  3. Apple products
  4. Social media-Facebook, Twitter, etc.
  5. Internet and WiFi connection
  6. Big flat TV
  7. Bluetooth
  8. Android and iOS games and apps
  9. Messenger apps- Skype, WeChat, etc.
  10. Microwave and washing machine
  11. Remote controls
  12. Wireless mouse and keyboard
  13. Xbox and PSP
  14. Printer and scanner
  15. Google

What people do unconsciously and consciously:

  1. Use their mobile phone as a computer mouse.
  2. Wake up and checks their email, Facebook, Twitter, etc. even before going out of their beds.
  3. Touch the screen of their TV monitor to swipe it.
  4. Swipe the screen of an old Nokia model.
  5. Bring their tablet PC to the toilet when they p??p.
  6. Watch a rerun of a TV series after watching it only yesterday.
  7. Type long SMS on a free-to-call wifi app.
  8. Insert a micro SD in a USB port.

asp_adventure_mp_mainimage_Technology, supposedly, should make our lives easier and not complicated.  Take a time out and turn off your mobile, your TV, your tablet and go hiking, swimming, or mountain hiking.

Take a techno detox now!